Terms of Service

Welcome to Dhanvira - Your Trusted Financial Partner

These Terms of Service govern your access to and use of dhanvira.live, a comprehensive loan facilitation platform that connects borrowers with leading banks and NBFCs across India. By using our service, you agree to these terms.

About Our Service

Dhanvira is an RBI-registered NBFC and loan facilitation platform that partners with banks and financial institutions to offer competitive loan products. We are not a direct lender but facilitate loan applications and provide expert financial guidance to help you secure the best deals.

Eligibility Requirements

• Must be at least 21 years old for most loan products
• Indian citizen or resident with valid documentation
• Stable income source with verifiable employment/business
• Maintain accurate account information and documentation

How Our Platform Works

• Submit loan applications through our secure platform
• Get matched with suitable lenders based on your profile
• Receive competitive offers from multiple banks/NBFCs
• Complete documentation and verification process
• Get loan approval and disbursal through partner institutions

Service Fees and Charges

Processing fees may apply for loan facilitation services. All charges are transparently communicated before service commencement. Fee structures vary by loan type and amount.

User Responsibilities

• Provide accurate and complete information
• Submit genuine documents for verification
• Maintain confidentiality of account credentials
• Use the platform only for legitimate loan requirements

Prohibited Activities

• Submitting false or misleading information
• Creating multiple accounts with same details
• Attempting to manipulate loan approval processes
• Any fraudulent or illegal activities

Loan Processing and Approval

Final loan approval decisions rest with partner banks and NBFCs. Dhanvira facilitates the process but does not guarantee approvals. Interest rates and terms are determined by lending institutions.

Limitation of Liability

Dhanvira's liability is limited to facilitation services. We are not responsible for lender decisions, interest rate changes, or loan terms modifications by partner institutions.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury resulting from negligence;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.

Termination

We reserve the right to suspend accounts for terms violations. Users may close accounts anytime with proper notice. Upon termination, outstanding loan applications will be processed according to partner bank policies.

Changes to Terms

These terms may be updated periodically to reflect regulatory changes or service improvements. Continued use of the service indicates acceptance of updated terms. Material changes will be communicated via email or platform notifications.

Contact Us

For questions about these terms, contact us at info@dhanvira.live